Apartment in Banishora quarter, several minutes away from the Sofia downtown.

Specifications: functional apartment in well maintained building.

Disposition: a living-room /about 18 sq.m/, a separate kitchen, a bedroom /about 16 sq.m/, a bathroom with WC, a balcony with access both from the rooms and the entrance-hall.

Furnishing: upholstered living-room with solid entertainment unit; bedroom - bedroom set; kitchen - equipped with oven, refrigerator, washing machine and kitchen cupboards.

Floorings and walls: flooring - natural flooring, terracotta; walls - latex painted and with faience.

accents

• Place with good infrastructure and transport links
• Tranquil street
• Near public transport stop 

Why you trust us...

When organizing your trip to Bulgaria to view or purchase property it is very important that your trip is free from any troubles so you can focus on the main reason for your trip - to choose the right property. We, at  Mirela Real Estate agency will be more than happy to organize your viewing trip to Bulgaria.

Before you come to Bulgaria we can organize or recommend a number of hotels providing accommodation.

On arrival you will be greeted by a friendly and highly trained representative.

Afterwards we will arrange for you the viewing of properties you may be interested in at any time convenient to you. At that time you will be accompanied by an experienced and qualified employee of ours to provide consultancy, interpretation and assistance when required.

Mortgage Loan possibilities...

You can rely on a Mortgage Loan from a Bulgarian bank that will finance your purchase, even if your income originates from another country. Mirela Real Estate agency has a partnership with leading Bulgarian Banks based on a licensed contract, by the force of which we represent them, a sign of respect and trust. Our credit specialists offer consulting services to our foreign clients and this service is free.

Here are the main characteristics of a standard mortgage loan in Bulgaria are, as stated by two of the leading banks in the country - United Bulgarian Band and First Investment Bank.

UBB - United Bulgarian Bank

The client segments are the citizens of the European Union, USA and Canada. The minimum amount of the credit is Eur 7500, the maximum is Eur 250 000 for a period of up to 20 years. A person must be at least 23 years old to be considered eligible and the age plus the loan period shouldn't exceed 65 years. For the first year the interest rate is 1.5% or 5.9% for the first 3 years. There is a standard interest rate for the rest of the loan period which is 6.5%. The bank has an application fee of BGN 20 and an administration fee of 0.5%. The prepayment fee is 5%.

First Investment bank

Every able local or foreign citizen is considered an eligible borrower. However, if the acquired property is a plot, a local citizen should acquire a property. There are no limits concerning the maximum loan amount. The maximum term is 240 months with a loan purpose - acquisition of a real estate.

There is an option of a period when the borrower pays only interest which may be up to 12, 24 or 36 months. After it equal monthly installments during the loan term are paid. In case of overdue payments the bank charges a penalty interest rate. The application fee is Eur 50 and the management fee is 2%. You can read more on the fees and charges on their website. The applicant's income should be 1.50 times the monthly installments. The minimum income that should remain per member of the household is 500 Eur for adults and 250 Eur for children.

The term for approving the application is usually up to 2 days.

Finishing and furnishing...

For owners of properties in Bulgaria, interested in renting their premises or for those who want to feel their property like a real home we can take up organization and control or full completion of construction or repair works. Mirela Real Estate Agency is in partnership with companies that offer complete line of furnishing services including ready set furniture packages that meet the requirements of the rental management companies. If you prefer our partners can help you design an ideal interior to suit your taste and style, and completely furnish the property  so that  everything is ready for you. 

Construction type: Brick

Heating: Central heating

Exposure: North-west, South-west

Number of bathrooms: 1

Balconies: 1

Joinery: Double-pane wood windows

• Permission for use granted
• Fully finished
• Furnished

Agent's valuation of the offer Excellent!

Why you should choose Mirela Real Estate Agency

We have been working for 17 years owing to you and with care for you - our dear clients!

It has been 17 years since Mirela Real Estate Agency started offering one winning model of work with clients, based on a successful business strategy and on the motivation of its employees.

As a result of the ambitious management of the company and the experience gained through the years, Mirela continues to be known as one of the leading real estate agencies in Bulgaria.

One of our advantages are our people. We have highly motivated employees who are strong team-players and owing to them the company develops every day.

At the present moment Mirela has ten representative offices in the capital of Bulgaria - Sofia, with differentiated departments dealing with residential, administrative and commercial properties, industrial areas, houses, plots, IT and logistics department.

We offer full range of consulting and intermediary services for the process of purchase, rental or management of a real estate property.

We always try to the the first with adopting and using new technologies in the real estate business, that is why we can praise ourselves as being a leader in the corporate Internet real estate offering.

Mirela offers more than 25 000 up-to-date real estate offers for buying, selling and renting property. These can be found on our web sites and are supported directly by Mirela brokers.

At the same time values like honesty, care, and qualified attitude towards our clients are always present in our everyday work.

We justify your trust, as being lead by our principles of professionalism and honesty.

We have created the Special Client Service as a way of expressing our respect, willingness to satisfy your requirements, our motivation to continue to develop, following your needs and wishes.

We have the ambition and the potential to work for you!